Personal Products/Services: Residential Mortgages

A Borrowers market - great for you (borrower/consumer)!

The residential
mortgage market in Canada is going through some promising
changes. There is fierce competition for residential mortgages; thus, private
label mortgages are being introduced, along with foreign banks and mortgage companies entering the market. All in all this has provided an alternative to the traditional bricks and mortar of the Canadian banking and financing industry.
It is truly a consumers market for residential mortgages!

At traditional lenders, you get high mortgage rates and low mortgage knowledge. But At Benvest Financial Group, we offer non-retail rates, user-friendly mortgages and the expertise that comes from being a mortgage brokerage.

Since you and your family are unique, a standard off-the-shelf mortgage may not provide the flexibility and convenience you need. So at Benvest Financial Group, we constantly monitor housing markets, economic indicators, interest rate trends, consumer demographics and industry regulations, then we find you innovative mortgages to fit your needs as closely as possible.

Instead of relying on retail lending officers who may only spend a small part of their day on mortgages, Benvest Financial Group offers mortgages through Canada's leading financial institutions. Our brokers are devoted 100% to mortgages so they can offer expert advice and assistance. Click Residential Rates tab above and see for yourself!

Even after Benvest Financial Group has negotiated your mortgage, you will notice a big difference between us and traditional lenders. Because all your dealings with Benvest Financial Group will be through our mortgage servicing response centre (or this web site), we have refined our telephone response to an art form. Every question, request or concern will be handled quickly and efficiently. In a recent survey, over 80% of Benvest Financial Group customers rated our service as excellent or very good and we are committed to getting even better!

To find the Benvest Financial Group mortgage professional nearest you, click Contact Us tab above.

Please take a few minutes to review this site and take advantage of this very competitive market place. Be sure to check out our best residential mortgage rates by clicking here or on the Residential tab above

Business Products/Services: Commercial Mortgages (ICI and Land)

Click here for current Commercial Mortgage Rates

The commercial mortgage market is going through some dramatic changes in Canada. The industry is moving towards securitization as an alternative to the traditional balance sheet lending of the big banks and insurance companies. Many foreign players are aggressively entering the Canadian market and providing financing concerning this gap in the industry. With the addition of these new players, and the move towards increased securitization, the Canadian commercial mortgage market is growing, which in turn allows for a greater availability of funds and greater flexibility in the types of properties that can be mortgaged and/or financed.

Multi-Unit and Commercial Mortgages